Mortgage vs Rent: Which Makes More Financial Sense in UAE 

✅ Renting is simpler in the short term, but your money only goes to the landlord — you don’t build long-term value.


✅ With a mortgage, your monthly payments turn into an investment because you own the property. If you plan to stay in the UAE for 5+ years, buying is usually smarter financially.


✨ Bonus: Buying property worth AED 2 million or more can make you eligible for the UAE Golden Visa, giving you long-term residency, family sponsorship, and added security — something renting can never offer.


👉 Bottom line: If you’re thinking long-term, a mortgage plus Golden Visa benefits often outweigh renting.


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