Mortgage Checklist No One Talks About (But You Should!)


✅ Check your credit score before applying

✅ Keep a 6-month bank statement ready

✅ Know the hidden fees (valuation, processing, insurance)

✅ Understand fixed vs. variable rates

✅ Factor in early settlement penalties

✅ Always compare offers from multiple banks


👉 A smart checklist today = a stress-free mortgage tomorrow

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