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Mortgage Options for Non-Residents in Dubai: A Quick Guide

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  Dubai continues to be a hotspot for international investors — and the best part? You don’t have to be a resident to own property here. If you're living abroad and dreaming of a home or investment in the UAE, mortgage consultants in Dubai can help you navigate the process with ease. Can Non-Residents Get a Mortgage in Dubai? Yes, you can. With the support of mortgage advisors in Dubai , non-residents can access financing options from both Islamic and conventional banks. Whether you're looking for a home loan in Dubai or considering an off-plan mortgage , you have choices. Key Mortgage Options Available Fixed & Variable Rates – Choose what suits your long-term goals. Islamic Mortgage in Dubai – Sharia-compliant financing is available Use tools like a mortgage loan calculator Dubai or a property loan calculator Dubai to estimate your monthly repayments and get an idea of what fits your budget. Common Questions We Get from Non-Residents How much can I ...

🏡 Mortgage Myths in Dubai for Non‑Residents – Busted!

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Buying property in Dubai as a non-resident can feel overwhelming—especially when you hear conflicting advice. Here’s the truth behind the top myths, seasoned with expert insights and real-world experiences to guide you confidently. 1. Myth: Non-residents can't get mortgages in Dubai Truth: They absolutely can! Up to 65%. “60% is standard for a non‑resident… If you are getting 65% from any bank, that's a bonus.” reddit.com 2. Myth: You must pay 50% or more down payment Truth: Depending on the property type and price, you may only need 35–40% “UAE Central Bank sets a minimum down payment of 20% for expatriates Depends on Banks internal policy “ 3. Myth: Only ready properties are financed Truth: Off‑plan mortgages are common — though banks and developers may require staged payments or higher down payments. 4. Myth: The home loan process is slow and painful Truth: With the right documents and a good broker, approvals can be fast—pre-approval in 5–15 days, final sign-off in 4–6 wee...

Smart Mortgage Refinancing in Dubai: Why It Matters

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  If you're stuck with high Dubai mortgage rates or outdated loan terms, a mortgage buyout might be your solution. It's a strategy where you transfer your mortgage loan in Dubai to a different bank offering better refinancing terms. With expert support from mortgage consultants in Dubai like Amplus Mortgage, the process becomes much easier. Why Consider a Mortgage Buyout? Access the best mortgage rates for expats in Dubai Switch to fixed-rate options for stability Improve repayment flexibility Lower your monthly payments How It Works Assess your current home loan in Dubai Compare new offers using a mortgage calculator Apply through a trusted mortgage advisor in Dubai Complete a property valuation and settle the old loan Finalize legal paperwork and start repayments with the new bank Amplus Mortgage Consultants can help you navigate mortgage loans with low down payment options, secure the best interest rate on a home loan, and guide you through Islamic ...

Big Year for Property Handovers in the UAE – How Banks and Amplus Are Helping Non-Residents

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Dubai’s skyline isn’t the only thing rising in 2025 — so are property handovers. With *over 65,000 new homes* expected this year (as reported by Khaleej Times), the city is buzzing with opportunities, especially for *non-resident buyers* looking to tap into one of the world’s most exciting real estate markets. But here’s the real news: it’s not just about having properties ready — it’s about making them accessible. And that’s where Dubai mortgage rates, supportive banks, and expert mortgage consultants in Dubai like Amplus come in. More Homes, More Access – Especially for Non-Residents If you’re sitting overseas wondering, “Can I really get a mortgage in Dubai?” — the answer is a confident yes. Today, several mortgage companies in Dubai are offering up to 65% home financing to non-residents. That’s a huge leap from just a few years ago, and it means you can now own property here with far less upfront capital. And it gets better: * Banks are simplifying paperwork * Loan approvals are mo...
 Need a Mortgage in the UAE? Here’s How Amplus Mortgage Consultants Can Help Buying property in the UAE is a major step—whether it’s your dream home, an investment property, or a second home abroad. At Amplus Mortgage Consultants , we understand the unique challenges and opportunities that come with securing a mortgage in a fast-moving market like Dubai. From first-time buyers and property investors to non-residents , we specialize in delivering customized mortgage solutions that match your needs, goals, and financial profile. 🏡 What Is a Mortgage? A mortgage is a long-term loan used to purchase property, secured against the value of the home itself. It allows buyers to spread payments over time—typically 15 to 25 years—while enjoying ownership of the property. 👥 Who We Cater To At Amplus, we proudly serve a wide range of clients: UAE Residents : Employed and self-employed individuals looking to purchase or refinance property. Non-Residents : Investors living outsid...