How to Get a Mortgage in Dubai – Step-by-Step Guide (Perfect for First-Time Buyers or Expats)

Dubai’s real estate market is booming, and with attractive property prices, tax-free rental yields, and a growing expat population, many residents are now choosing to buy rather than rent. However, navigating the mortgage process for the first time can feel overwhelming especially for expats. That’s where professional mortgage brokers in Dubai like Amplus Mortgage Consultant come in. Whether you're a UAE resident or a foreign national, here's a step-by-step guide to help you secure a mortgage loan in Dubai smoothly and confidently. Step 1: Assess Your Eligibility The first step is understanding if you're eligible for a mortgage. Most banks in the UAE offer home loans to both residents and non-residents. Key requirements include: Minimum monthly income (usually AED 15,000+) Age between 21–65 Clean credit history Working with expert mortgage advisors in Dubai like Amplus can help you evaluate your eligibility across multiple banks quickly. Step 2: Calculate Your Budget ...