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Showing posts from July, 2025

How to Get a Mortgage in Dubai – Step-by-Step Guide (Perfect for First-Time Buyers or Expats)

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  Dubai’s real estate market is booming, and with attractive property prices, tax-free rental yields, and a growing expat population, many residents are now choosing to buy rather than rent. However, navigating the mortgage process for the first time can feel overwhelming especially for expats. That’s where professional mortgage brokers in Dubai like Amplus Mortgage Consultant come in. Whether you're a UAE resident or a foreign national, here's a step-by-step guide to help you secure a mortgage loan in Dubai smoothly and confidently. Step 1: Assess Your Eligibility The first step is understanding if you're eligible for a mortgage. Most banks in the UAE offer home loans to both residents and non-residents. Key requirements include: Minimum monthly income (usually AED 15,000+) Age between 21–65 Clean credit history Working with expert mortgage advisors in Dubai like Amplus can help you evaluate your eligibility across multiple banks quickly. Step 2: Calculate Your Budget ...

UAE Mortgage Trends: What’s changing in 2025?

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  If you’ve been thinking about buying a home in Dubai or even just curious about what’s happening in the mortgage space 2025 is already off to a big start. With interest rates adjusting , more affordable loan options for expats and first-time buyers, and the rise of digital tools for financing, the game is changing. Let’s break down what you really need to know. 📉 1. Mortgage Rates Are Dropping (Finally) After months of fluctuating rates, things are starting to settle. In 2025, we’re seeing more banks offering fixed mortgage rates as low as 3.79% . According to Global Property Guide, major banks are offering some of the best mortgage rates for expats in Dubai . If you’ve been holding off because of high rates, this could be your moment.   🌍 2. Expats & Non-Residents Now Have More Options Good news if you're not a UAE national: you can now get a mortgage in Dubai even if you're a non-resident. While most banks still require a 25–30% down p...

Can You Use a Mortgage to Buy Commercial Property in Dubai?

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 Yes, you can! While many think mortgages are only for homes, several mortgage companies in Dubai also offer financing for commercial properties like offices, shops, or warehouses. The process can be a bit more complex than residential loans, but that’s where Amplus mortgage consultants come in. Our experienced team helps you find the best mortgage rates, whether you’re interested in a mortgage loan in Dubai, or an off-plan mortgage. If you’re wondering how much can I borrow for a mortgage in Dubai, use our mortgage calculator to get a quick estimate. Expats also benefit from affordable home loans in Dubai with low down payment options and competitive refinance rates. Ready to finance your next property? Contact Amplus mortgage consultants today for expert advice and personalized mortgage solutions. We’ll help you secure the best interest rate on a home loan tailored just for you.   Message us or book your free consultation now! Contact us via Emial - info@ampl...

🏠 Why More Expats Are Choosing to Buy Instead of Rent in Dubai

 If you’ve been living in Dubai for a while, you’ve probably noticed it too — rent prices are going up, and quickly. More and more expats are asking: “Should I keep renting, or is it time to buy?” The truth is, 2025 has brought a major shift. Expats are no longer just thinking about homeownership — they’re actually doing it. And with the right support, it’s not as complicated as it seems. 💡 What’s Driving the Change? At Amplus Mortgage Consultants, we’ve had countless conversations with people just like you — professionals who love Dubai and want to put down roots. They're discovering that with the right mortgage consultant in Dubai, buying a home can be surprisingly affordable. Here’s why more expats are making the move: ✅ Monthly payments through a home loan in Dubai can now match (or even beat) rent ✅ Banks are offering some of the best mortgage rates for expats in Dubai ✅ Our mortgage advisors in Dubai walk you through the whole process — no jargon, no stress And yes, there’s ...

Dubai’s First Home Initiative – A Game Changer for First-Time Buyers

Thinking about owning a home in Dubai? With the new First Home Initiative, eligible residents can now access properties up to AED 5M with lower-than-market Dubai mortgage rates , flexible terms, and developer discounts — even with zero property history . At Amplus Mortgage Consultants , we guide you through every step: ✅ Check eligibility ✅ Compare the best mortgage rates for expats ✅ Explore Islamic mortgage or conventional options ✅ Use our mortgage calculator to plan ahead ✅ Secure affordable home loans even with low down payment Whether you’re a resident or non-resident, salaried or self-employed — we help you find the right mortgage in Dubai that fits your life. 📲 Ready to get started? Contact us today. #DubaiMortgage #HomeLoansDubai #MortgageConsultant #FirstHomeDubai #AmplusMortgage